What is bright credit?

A new mission-driven system that deletes debt and builds wealth. Bright is a new mission-driven system to delete debt, boost credit and build for life after debt. We’re dedicated to delivering life-changing results for everybody. How Bright Credit works? Bright Credit is a low-interest line of credit with many benefits. First, it’s really easy.

How do I get a secured line of credit?

Get a Secured Line of Credit starting at $50 (2) on the Bright App. Make on-time payments (2) every month, get your payments reported to the credit agencies, and build your credit. Build Savings that consistently grow Bright’s AI-driven plan helps you pay down debt easily, creates a path to get Debt in Control, and builds your savings.

How does a bright credit card loan work?

You apply for the loan, and if approved, Bright assigns an interest rate based on factors like your credit score. If this rate is lower than your current credit card rates, Bright will pay off your credit card debt using the loan, and then you repay the loan to Bright.